The Secret of Digital Banking Safety , livre ebook

130

pages

English

Ebooks

2021

Écrit par
Professor Sanjay Rout

Publié par
ISL Publications

Lire un extrait

Obtenez un accès à la bibliothèque pour le consulter en ligne En savoir plus

Découvre YouScribe en t'inscrivant gratuitement

Je m'inscris

Découvre YouScribe en t'inscrivant gratuitement

Je m'inscris

130

pages

English

Ebooks

2021

Lire un extrait

Obtenez un accès à la bibliothèque pour le consulter en ligne En savoir plus

Publié par

ISL Publications

Date de parution

01 janvier 2021

Nombre de lectures

Langue

English

Poids de l'ouvrage

2 Mo

Now a days everything is digital. The commercial transaction industry evolves due of Cell Phone & Internet evolutions. The digital transaction is a way for the customer to perform transaction actions on his or her cell phone or other Cell Phone device. It is a quite popular method of transaction that fits in well with a busy, technologically oriented lifestyle. It might also be referred to as Cell phone transaction or SMS transaction. Cell Phone Transaction lets user too easily and securely access balance information, pay bills with our optional Bill Pay service, transfer funds, and find nearby ATMs and transaction centers. Check with your wireless carrier for fees and charges that may apply. These payments may involve person-to-person, person-to-business, or business-to-business payments and rely on SMS text messaging, wireless Internet technology, or a downloaded application in order to execute the payment. The book depicts The Secret of Digital Banking Safety in this modern era.The book is written by Professor Sanjay Rout and Edited by Professor Prangyan Biswal , Published by ISL Publications. ISL Publication is a global Research Development, Advisory, Think-tank, Policy Research, Innovation Development, Publication, Communication and Advisory Firm working on Future Business Solution. This book depicts future transformation thoughts of developments. The book is available in all leading global stores.

Voir

Publié par

ISL Publications

Date de parution

01 janvier 2021

Nombre de lectures

Langue

English

Poids de l'ouvrage

2 Mo

The Secret of Digital Banking Safety -Author-Professor Doctor Sanjay Kumar Rout Publisher

ISL Publications

Copy Right The book written by Professor Sanjay Rout and Edited by Professor Prangyan Biswal Copyright ©2019, Professor Sanjay Rout (Author) Publishing Right is with ISL Publications All rights reserved. All rights reserved. Any unauthorized reprint or use of this material is prohibited. No part of this book may be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopying, recording, or by any information storage and retrieval system without express written permission from the author/publisher. Please do not participate in or encourage piracy of copyrighted materials in violation of the author’s rights. Purchase only authorized editions. About the Author

Professor Doctor Sanjay Rout iii

Prof. (Dr.) Sanjay Kumar Rout is an International Researcher, Innovator, Speaker, Author, Journalist and Policy Expert, Coach. He is well known and highly respective dignitary in the field of Research Development & Innovation work in major domain of Development Management, Policy Research, Public Policy, Business, Economics, Finance, Law, Social Science, Education, Technology and other Fields. He is Global Scientist (NCCHWO). Prof. (Dr.) Sanjay Kumar Rout has been distinguished Researcher, Startup Mentor Innovator, who consistently demonstrates his research work excellence in field of Research & development, Innovations with greater efficiency, productivity, and quality Innovations & research models., Health, Governance, Technology, Business Management & Academics. He had received many National / International Fellowship & Awards in several categories for his eminent work in Innovation, Management, Research, Sustainability, and Social Development. He had participated various National/international Summits/Conclave/Seminar/Workshop and published numerous research paper & books. For his work he had been Honored by many organization as : Top Future Thought Leader in Open innovation & World Business Innovator Award National Standing Researcher Award Out  Best Young Scientist Award  Best Speaker Award  World Top 50 Future Thought Leader in Data Privacy & Agile Global Scientist, Policy cum Journalist Award Best His academic credentials contain different achievements from renowned university /institutions like—NIT, IIM, IIT, University of Pennsylvanian, and University of Washington, Imperial College London, John Hopkins University & others. Including Several achievement’s, he holds three Ph.D.& one D.Sc (Higher Doctorate) as in his research career. He is an global certified professional from international acclaimed organization like Google,WHO, BCG,World Bank, Amazon,UNICEF, SAS,UN, European Union, IBM, Asian Development Bank, FAO, Cisco, IRCC,GoI,UNDP & others. And he had worked for various global projects in multiple thematic areas.

ABOUT PUBLISHER

ISL Publications Website https://innovationsolutionlab.weebly.com ISL Publication is an Global firm working on Research Development, Advisory, Think-tank, Policy Research, Innovation Development, Publication, Legal, Media, Consulting, Coaching, Technology, Academic, Social Development, Communication and Advisory Firm working on various Future Business Solution.

ACKNOWLEDGMENTS Irecord deep sense of gratitude for my respected all my global Mentor’s, Friend and Innovators forall constant direction, helpful discussion and valuable suggestions for writing this book. Due to his valuable suggestions and regular encouragement. I would be able to complete this work and fulfillment of my dream. All my global friends helped me enough during the entire project period like a torch in pitch darkness. I shall remain highly indebted to all throughout my life. I acknowledge my deepest sense of gratitude to my learned parents, who has been throughout a source of Inspiration to me in

conducting the study. Who helped me at various stages of the study directly or indirectly. He also enlightened me to follow the path of duty. Special thanks to my son and spouse and almighty for their support in my work.

*****

Sl.No 1 2 3 4

7 8 9 10

Content Chapter Introduction E-commerce & Cell phone-Commerce Typology Cell phone-Commerce in India Scope of Cell phone Transactions with Models and Technological Frames Payment Process architecture of Cell phone Transactions Security Threat Issue in Cell phone Transactions Security Architectures & Virus attacks Future of Cell Phone Transaction Conclusion References

vii

Page No 1-2 3-21 22-32 33-44

45-63

64-99

101-111 112-118 119-120 121-122

Introduction Cell Phone Commercial Transaction is a part of Cell Phone financial services is a term applied to a range of financial activities conducted using Cell Phone devices, such as cellular phones or personal digital assistants. These activities fall into two broad categories: Cell Phone transaction and Cell Phone payments. Cell Phone transaction allows bank Customers to check balances, monitor transactions, obtain other account information, transfer Funds, locate branches or ATMs, and, sometimes, pay bills. Cell Phone transaction is a way for the customer to perform transaction actions on his or her cell phone or other Cell Phone device. It is a quite popular method of transaction that fits in well with a busy, technologically oriented lifestyle. It might also be referred to as Cell phone transaction or SMS transaction. Cell Phone Transaction lets user too easily and securely access balance information, pay bills with our optional Bill Pay service, transfer funds, and find nearby ATMs and transaction centers. Check with your wireless carrier for fees and charges that may apply. These payments may involve person-to-person, person-to-business, or business-to-business payments and rely on SMS text messaging, wireless Internet technology, or a downloaded application in order to execute the payment.Commerce is the trading of something ‘of value between two entities. Thatsomething ‘maygoods, be services, information, money, or anything else the two entities consider to have value...Commerce Associate with information Technology. Is popularly known as E-COMMERCE. In this new technical generation advanced commerce is called CELL PHONE COMMERCE. Which we can a say a revolution in business activities.

Cell Phones affect the lives of billions of people around the globe, including the poor. Changing Cell Phone technology has revealed opportunities and allowed nearly three billion people without bank accounts access financial services. Cell Phones have provided an unprecedented opportunity for financial development and access, and are set to become a common tool for conducting financial transactions in the near future. The private sector is responding to this great opportunity by developing Cell Phone financial services (m-FS). Banks, Cell Phone operators, and other non-bank institutions have developed financial transaction services that are available in industrialized2 and, increasingly, in developing countries. Among the services are domestic and international money transfers; deposits and withdrawals; bill and retail payments; payroll services, loan disbursement; repayments and stock exchange trading; and even electronic currencies. The growth of these services depends on the presence of a viable business model, customer demand, and an enabling business environment. Cell phone commerce is the ― delivery of electronic commerce capabilities directly into the hands, anywhere, via wirelesstechnology‖putting a retail outlet in the and ― customer ‘anywhere.s hands This can be done with just a Cell Phone, a PDA connected to a Cell Phone or even a portable PC connected to a Cell Phone. Cell phone commerce is also termed as wireless E- commerce. 2

Voir