MISSION FINANCE , livre ebook

Our Mission:
Provide an exciting financial journey that improves the lives of our military members and spreads the spirit of service.
Copyright 2021 by Mike Hallinan.
ISBN (paperback): 9781662906275
eISBN: 9781662906282
All rights reserved. No part of this book may be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopying, recording, or by any information storage and retrieval system, without permission in writing from the copyright owner.
This book was printed in the United States of America.
CONTENTS
About the Author
THE START
The Journey
ORIENTATION
Taking Inventory
Finding Your North Star
Moving Forward
MILESTONE #1: SLAY BAD DEBT
Your Income
Your Expenses
The Magic of Compounding
Slaying Bad Debt
Let s Celebrate!
MILESTONE #2: AUTO-INVESTING
Accelerating Your Freedom
Let s Celebrate!
MILESTONE #3: HOMEOWNERSHIP
Shelter and Safety
Let s Celebrate!
HAZARDS
Achieving Freedom From Worry
REST AND RESET
Rejuvenation
CROSSROADS
Shortcuts
Getting Unstuck
Common Pitfalls
THE SUMMIT
Achieving Freedom to Adventure
THE END
Security in Old Age
Glossary of Terms and Concepts
Additional Resources
Jan 2021 Edition . This guidebook is written for a specific audience within the context of a specific time period. Read the latest version for up-to-date information.
Intended Audience. This guidebook was written with the following military audience in mind:
Strong - 1.3 million active duty military members
Young - 50% of active duty members are 25 years of age or younger
Male - 85% male, 15% female
Enlisted - 80% enlisted, 20% officer
High school educated - 90% of enlisted members have a high school diploma
Responsible - 50% are married and 33% have kids-usually young kids
Diverse - 30% self-identify as part of a racial minority
Global - 10% are stationed overseas
About the Author
M IKE HALLINAN WROTE this book to equip our military members with a clear and concise guidebook to slay bad debt, auto-invest early, and achieve homeownership. Mike is a former executive, serial entrepreneur, and military officer. He cofounded Deserve, a consumer financial platform with prominent investors, including Goldman Sachs, Accel, and Sallie Mae. Mike is also a decorated combat veteran of the Iraq War, where he served with the 31st Marine Expeditionary Unit and 11th Marine Expeditionary Unit (Special Operations Capable). He lives in Northern California with his family and a dog named Redd.
Mike would love to hear from you at mike@mission.app

Why We re Here . As many of us learned the hard way, compounding interest, hidden fees, and penalties make it way too easy to spiral into debt-this is how credit card companies, payday lenders, and banks make money.
Military members deserve better-not unhealthy debt levels and financial stress.
When you sign up for Mission Finance, you become one of our valued members. We provide coaching and a clear map with achievable milestones to guide you to financial freedom. Along the way we provide the necessary support to avoid debt traps, stay on track, and grow your wealth.
Our Guidebook. Mission Finance provides a clear map and achievable milestones to:

Build Your Team. If you want to go far, go with a friend. Mission Finance can be explained in 100 words:
Let s face it-not everyone is up to this challenge. But with the military mindset, you are. Start by drafting your money mission statement to understand your motivations, set goals, and create a plan. Then slay bad debts through increasing your income, tracking your hard-earned dollars, and living within your means. Begin auto-investing early and maximize employer matching. Move into homeownership to force savings and diversify investments. Remember, it s a journey, not a race, so have fun, take care of yourself, give back, and when stuck, ask for help. Keep moving forward while focusing on taking your best next step.
For information about bulk purchases, please contact the author at partners@mission.app

Mission Finance, Inc. | Copyright 2020 by Mission Finance, Inc.
All rights reserved, including the right to reproduce this book or portions thereof in any form whatsoever. The appearance of any U.S. Department of Defense (DoD) media or symbols does not imply or constitute DoD endorsement.
Information provided by Mission Finance, Inc. in this guidebook is intended for general informational and financial education and entertainment purposes only and does not constitute accounting, legal, tax, or other professional advice. We give no assurance or warranty regarding the accuracy, timeliness, or applicability of any of the contents. We assume no responsibility for information contained in this guidebook or our website and disclaim all liability in respect of such information, including but not limited to any liability for errors, inaccuracies, omissions, or misleading or defamatory statements.
This guidebook is designed to provide data and information that the author believes to be accurate on the topics it covers; however, it is sold with the understanding that neither the author nor the publisher is offering individualized advice tailored to any specific portfolio or to any individual s particular needs or rendering investment advice or other professional services such as legal or accounting advice. A competent professional s services should be sought if one needs expert assistance in areas that include investment, legal, and accounting advice. This publication references historical performance data gathered over many time periods. Past historical results do not guarantee future performance. Additionally, performance data, in addition to laws and regulations and world events, change over time, which could change the status of perspectives and information in this book. This book solely provides historical data to discuss and illustrate the underlying teachings and financial education.
This book is not intended to serve as the basis for any financial decision, as a recommendation of a specific investment or asset type, or as an offer to sell or purchase any security. Only a prospectus may be used to offer to sell or purchase securities, and a prospectus must be read and considered carefully before investing or spending money. No warranty is made with respect to the accuracy or completeness of the information contained herein, and both the author and the publisher specifically disclaim any responsibility for any liability, loss, or risk, personal or otherwise, which is incurred as a consequence, directly or indirectly, of the use and application of any of the contents of this guidebook.
Links to external websites are provided solely for your convenience. We accept no liability for any links provided or their website content and remind you that we have no control over their content. When visiting external websites, users should review those websites privacy policies and other terms of use to learn more about, what, why, and how they collect and use any personally identifiable information. Usage of this guidebook and our website and its content constitutes an explicit understanding and acceptance of the terms of this disclaimer and our agreements and policies. If you have questions, please contact us.
Manufactured in the United States of America. Product and services offered: Financial education, Financial education coaching, Personal finance journey for military members and families.
THE START
The Journey

The society that separates its scholars from its warriors will have its thinking done by cowards and its fighting by fools.
-Thucydides
W E RE ALL TRYING to figure out how to live a meaningful life. Although success looks different for everyone, Mission Finance strives to provide you with the financial freedom to live your life in your own way, offering a clear and simple financial guide to free you from worry and allow you to adventure.
Want less stress and more freedom to adventure in life? Join us.
In this book we will show you how to create your personal financial philosophy, then give you the tools and support to achieve your goals.
Our financial philosophy:
Finances don t have to be complicated
Slaying credit card debt frees you from worry and allows you to adventure
Less stuff = more life
Your journey is unique, and so are your finances
Small, simple steps create big money over time
Teamwork is powerful
Benefits of Mission Finance
When you join Mission Finance and follow our educational guide, you get results. Why? Because the journey map forces you to deal with real-world choices. It will help you face the reality of your current situation, will guide you to understand the path to the next milestone, and will then support you in taking your best next step.
We won t lecture you about retirement. Instead, we ll focus on small, achievable investments today. We also won t lecture you about budgets because we know you re not likely to follow one. Finally, we won t talk about specific stock picks or trying to time the stock market. Instead, we ll focus on what matters most-total time invested in the stock market. The key is to start investing early, even if it s a small percentage of your paycheck.
We will be with you every step of the way with a clear map, tools, and support so you can say goodbye to:
Expensive credit card bills or payday loans
The stress of bill collectors
Damaged credit history
Impractical financial advice
In this book we ll present a map to
Create a money mission statement
Achieve financial milestones
Tap into support systems
Take your best next step
Is this book for you?
Yes, if you are a military professional (officer, enlisted, reservist, or veteran) or spouse who desires financial freedom.
Yes, if you realize quality financial advice is less available to those with a lower financial net worth. Typically, banks cater to the